Carlos A. Miranda, PE, MAI, CCIM, CIPS, CMEA, CSBA, SBA, CCRA, CREA, GAA, RAA
Member of the Appraisal Institute
Member of the Appraisal Institute
DESIGNATIONS
MAI, Member of the Appraisal Institute, Certificate No. 12,488
CMEA, Certified Machinery & Equipment Appraiser
CCIM, Certified Commercial Investment Member, Certificate No. 11,518
CIPS, Certified International Property Specialist
CSBA, Certified Senior Business Appraiser
SBA, Senior Business Analyst
MSA, Master Senior Appraiser (inactive)
CCRA, Certified Commercial Real Estate Appraiser
CREA, Certified Real Estate Appraiser
GAA, General Accredited Appraiser of NAR
RAA, Residential Accredited Appraiser of NAR
CMEA, Certified Machinery & Equipment Appraiser
CCIM, Certified Commercial Investment Member, Certificate No. 11,518
CIPS, Certified International Property Specialist
CSBA, Certified Senior Business Appraiser
SBA, Senior Business Analyst
MSA, Master Senior Appraiser (inactive)
CCRA, Certified Commercial Real Estate Appraiser
CREA, Certified Real Estate Appraiser
GAA, General Accredited Appraiser of NAR
RAA, Residential Accredited Appraiser of NAR
EDUCATION
BSEE, University of P.R., Mayagüez, May 1983, (Cum Laude)
QUALIFICATIONS AND LICENSES
Professional Real Estate Appraiser, State License No. 643EPA
Certified General Real Estate Appraiser, Certificate No. 165CG
Certified Residential Real Estate Appraiser, Certificate No. 24CR
PE Professional Engineer P.R. Lic. 15,098
Real Estate Broker P.R. Lic. 6,306
FHA Independent Fee Appraiser
MGIC Qualified Appraiser
Certified General Real Estate Appraiser, Certificate No. 165CG
Certified Residential Real Estate Appraiser, Certificate No. 24CR
PE Professional Engineer P.R. Lic. 15,098
Real Estate Broker P.R. Lic. 6,306
FHA Independent Fee Appraiser
MGIC Qualified Appraiser
REAL ESTATE COURSES: (CIPS)
Essentials of International Real Estate Course, 6/04
The Americas & International Real Estate Course, 6/04
Europe & International Real Estate Course, 6/04
Asia/Pacific & International Real Estate Course, 6/04
The Americas & International Real Estate Course, 6/04
Europe & International Real Estate Course, 6/04
Asia/Pacific & International Real Estate Course, 6/04
REAL ESTATE COURSES: (CCIM)
CCIM Ethics Course, 1/09
Course Concepts Review, CCR, 4/04, Charlotte, NC
Investment Analysis for Commercial Investment Real Estate,
Course CI-104, 3/04, San Juan, PR
User Decision Analysis for Commercial Investment Real Estate,
Course CI-103, 1/04, San Juan, PR
Market Analysis for Commercial Investment Real Estate,
Course CI-102, 10/03, Morristown, NJ
Financial Analysis for Commercial Investment Real Estate,
Course CI-101, 10/03, New Orleans, LA
Introduction to Commercial Investment Real Estate,
Course CI-Intro, 11/03
Course Concepts Review, CCR, 4/04, Charlotte, NC
Investment Analysis for Commercial Investment Real Estate,
Course CI-104, 3/04, San Juan, PR
User Decision Analysis for Commercial Investment Real Estate,
Course CI-103, 1/04, San Juan, PR
Market Analysis for Commercial Investment Real Estate,
Course CI-102, 10/03, Morristown, NJ
Financial Analysis for Commercial Investment Real Estate,
Course CI-101, 10/03, New Orleans, LA
Introduction to Commercial Investment Real Estate,
Course CI-Intro, 11/03
APPRAISAL INSTITUTE COURSES: (MAI)
Site Use and Valuation Analysis, 3/09
The Real Implications of the HVCC on Appraisers and Lenders Webinar, 1/09
Data Verification Methods, 1/09
Advanced Internet Search Strategies, 1/09
Valuation of Green Residential Properties, Course 808, 1/09
GIS - The Executive Overview, 11/08
Rates & Ratios: Making Sense of GIMs, OARs, & DCFs, Course 754, 3/08
Subdivision Valuation, Course 772, 3/08
Business Practices & Ethics, Course 420, 1/07
7 Hour National USPAP Update Course, 12/06
General Demonstration Report Workshop, 10/06, Orlando, FL
Advanced Applications, Course 550, 5/05, Greensboro, NC
Advanced Report Writing, Course 540, 4/05, Greensboro, NC
Advanced Sales & Cost Approach, Course 530, 11/04, Tampa, FL
Highest & Best Use and Market Analysis, Course 520, 8/00
Advanced Income Approach, Course 510, 10/04, Orlando, FL
Hotels Valuation Seminar,(8/04), San Juan, PR
Business Practices & Ethics, Course 420, 8/01, San Juan, PR
USPAP, Course 410, 8/01, San Juan, PR
Residential Case Study, Course 210, (1994)
Basic Valuation Procedures, Course 120, (1993)
Basic Appraisal Principles, Course 110, (1992)
The Real Implications of the HVCC on Appraisers and Lenders Webinar, 1/09
Data Verification Methods, 1/09
Advanced Internet Search Strategies, 1/09
Valuation of Green Residential Properties, Course 808, 1/09
GIS - The Executive Overview, 11/08
Rates & Ratios: Making Sense of GIMs, OARs, & DCFs, Course 754, 3/08
Subdivision Valuation, Course 772, 3/08
Business Practices & Ethics, Course 420, 1/07
7 Hour National USPAP Update Course, 12/06
General Demonstration Report Workshop, 10/06, Orlando, FL
Advanced Applications, Course 550, 5/05, Greensboro, NC
Advanced Report Writing, Course 540, 4/05, Greensboro, NC
Advanced Sales & Cost Approach, Course 530, 11/04, Tampa, FL
Highest & Best Use and Market Analysis, Course 520, 8/00
Advanced Income Approach, Course 510, 10/04, Orlando, FL
Hotels Valuation Seminar,(8/04), San Juan, PR
Business Practices & Ethics, Course 420, 8/01, San Juan, PR
USPAP, Course 410, 8/01, San Juan, PR
Residential Case Study, Course 210, (1994)
Basic Valuation Procedures, Course 120, (1993)
Basic Appraisal Principles, Course 110, (1992)
OTHER APPRAISAL COURSES
USPAP 15 Hrs Course, 9/07, San Juan, PR
REITs – An economic opportunity for PR, 9/07, San Juan, PR
Laws & Regulations Course, 2/07, UPR Aguadilla, PR
Machinery & Equipment Appraisal
and Business Broker Course, 5/06, Wichita, KS
Comprehensive Appraisal Workshop - Income Approach & Partial
Interest, 7/05, Dallas, TX
Comprehensive Appraisal Workshop - Cost, Feasibility, Highest &
Best Use, 7/05, Dallas, TX
Comprehensive Appraisal Workshop - Sales Comparison
Approach 7/05, Dallas, TX
USPAP 15 Hrs Course, (2000), San Juan, PR
Appraisal of Machinery and Equipment (1998)
Real Property Rights Valuation (1997)
USPAP Standard 3, Review Appraiser
RETO, P.S.C. San Juan, P.R. (11/2003)
USPAP 15 Hrs Course, (1994), San Juan, PR
Mathematics for Appraisers, (7/1991)
Eminent Domain, (9/1991)
Basic Appraisal Principles, (2/1991)
Mathematics for Appraisers, (4/1991)
REITs – An economic opportunity for PR, 9/07, San Juan, PR
Laws & Regulations Course, 2/07, UPR Aguadilla, PR
Machinery & Equipment Appraisal
and Business Broker Course, 5/06, Wichita, KS
Comprehensive Appraisal Workshop - Income Approach & Partial
Interest, 7/05, Dallas, TX
Comprehensive Appraisal Workshop - Cost, Feasibility, Highest &
Best Use, 7/05, Dallas, TX
Comprehensive Appraisal Workshop - Sales Comparison
Approach 7/05, Dallas, TX
USPAP 15 Hrs Course, (2000), San Juan, PR
Appraisal of Machinery and Equipment (1998)
Real Property Rights Valuation (1997)
USPAP Standard 3, Review Appraiser
RETO, P.S.C. San Juan, P.R. (11/2003)
USPAP 15 Hrs Course, (1994), San Juan, PR
Mathematics for Appraisers, (7/1991)
Eminent Domain, (9/1991)
Basic Appraisal Principles, (2/1991)
Mathematics for Appraisers, (4/1991)
SOCIETY OF BUSINESS ANALYSTS (CSBA) & NEBB INSTITUTE (CMEA) COURSES
How Do You Appraise Custom Built Equipment?, 3/09
Biz Enhancement, How You Can Make Money With Inventory Control, 6/08
Biz Enhancement, Legacy Planning, 5/08
Biz Enhancement, Making Money with Enhancement Strategies, 5/08
Biz Enhancement, How to Develop an Exit Strategy, 4/08
Marketing, The #1 Secret to Marketing Success, 4/08
Marketing, Is Your Company in Alignment?, 4/08
Leasing, How to Make Money with Equipment Leasing, 3/08
Banking, What a Lender Needs to Know, 3/08
Insurance 101, Are You and Your Clients Protected?, 3/08
Biz Brokerage 301, Getting to the Close, 2/08
Biz Brokerage 201, A Broker's Responsibilities, 2/08
Biz Brokerage 101, The Basics, 2/08
Biz Val 301, The Anatomy of a Business Appraisal, 1/08
Biz Val 201, How to Sell a Business Appraisal, 1/08
Biz Val 101, How to Do a Business Appraisal, 1/08
Business Brokerage Training, 6/06
Machinery & Equipment Appraisal Training, 6/06
Biz Enhancement, How You Can Make Money With Inventory Control, 6/08
Biz Enhancement, Legacy Planning, 5/08
Biz Enhancement, Making Money with Enhancement Strategies, 5/08
Biz Enhancement, How to Develop an Exit Strategy, 4/08
Marketing, The #1 Secret to Marketing Success, 4/08
Marketing, Is Your Company in Alignment?, 4/08
Leasing, How to Make Money with Equipment Leasing, 3/08
Banking, What a Lender Needs to Know, 3/08
Insurance 101, Are You and Your Clients Protected?, 3/08
Biz Brokerage 301, Getting to the Close, 2/08
Biz Brokerage 201, A Broker's Responsibilities, 2/08
Biz Brokerage 101, The Basics, 2/08
Biz Val 301, The Anatomy of a Business Appraisal, 1/08
Biz Val 201, How to Sell a Business Appraisal, 1/08
Biz Val 101, How to Do a Business Appraisal, 1/08
Business Brokerage Training, 6/06
Machinery & Equipment Appraisal Training, 6/06
AMERICAN SOCIETY OF APPRAISERS COURSES: (ASA)
Currently Under Training
OTHER COURSES/SEMINARS
An Intuitive Approach to Analog IC Design
College of Engineers and Surveyors of P.R. (3/2009)
PEX Piping System
College of Engineers and Surveyors of P.R. (2/2009)
NAR Ethics Seminar, (1/2009)
National Association of Realtors
2008 Puerto Rico Zoning Classification Ordinance
College of Engineers and Surveyors of P.R. (12/2008)
Inspection of Boilers and Pressure Recipients
College of Engineers and Surveyors of P.R. (10/2008)
Civil and Professional Responsibilities of the Engineer
College of Engineers and Surveyors of P.R. (12/2007)
Appraisal from Three Points of View
Mayagüez Board of Realtors (11/2006)
Environmental Documents: Process, Presentation,
Evaluation and Transmittal
College of Engineers and Surveyors of P.R. (11/2006)
Basic Validation Concepts and Documentation
College of Engineers and Surveyors of P.R. (11/2005)
Working with the New Digital FEMA Maps
College of Engineers and Surveyors of P.R. (8/2005)
Understanding the Design & Implementation of Automatic Control
Systems, College of Engineers and Surveyors of P.R. (12/04)
NAR Ethics Seminar, (11/2004)
Mayagüez Board of Realtors
FHA Appraiser/Underwriter Training (7 HRS)
U.S. Dept. of HUD, (5/04), San Juan, P.R.
Real Estate Broker Course, (2003)
Mayagüez Board of Realtors
Project Inspection Course
College of Engineers and Surveyors of P.R. (12/02)
Project Management Using CPM
College of Engineers and Surveyors of P.R. (12/02)
Construction Management Course
College of Engineers and Surveyors of P.R. (11/02)
FHA Appraiser Training (7 HRS)
U.S. Dept. of HUD, (4/02), San Juan, P.R.
First Real Estate Market Symposium, (7HRS)
Appraisal Institute, San Juan, P.R. (3/02)
Home Inspection Course
College of Engineers and Surveyors of P.R. (5/01)
FHA-Update Seminar, Mortgage Bankers Association, (2001)
Legal Aspects in the Valuation of Properties with Easements
PR Institute of Appraisers (1996)
Accounting Principles CONT-3006
University of PR, Mayagüez Campus (Spring 1992)
Statistical Analysis ESTA-102
Interamerican University of PR, Aguadilla Campus (Spring 1992)
Accounting Principles CONT-3005
University of PR, Mayagüez Campus (Fall 1991)
Statistical Analysis ESTA-101
Interamerican University of PR, Aguadilla Campus (Fall 1991)
Traditional and Creative Financing,
Institute of Realtors of P.R. (1991)
Real Estate Broker Course, (1991)
Arecibo Board of Realtors
Tax Planning for Corporations and Individuals, (1991)
Instituto de Aprendizaje e Investigaciones Jurídicas, PR
College of Engineers and Surveyors of P.R. (3/2009)
PEX Piping System
College of Engineers and Surveyors of P.R. (2/2009)
NAR Ethics Seminar, (1/2009)
National Association of Realtors
2008 Puerto Rico Zoning Classification Ordinance
College of Engineers and Surveyors of P.R. (12/2008)
Inspection of Boilers and Pressure Recipients
College of Engineers and Surveyors of P.R. (10/2008)
Civil and Professional Responsibilities of the Engineer
College of Engineers and Surveyors of P.R. (12/2007)
Appraisal from Three Points of View
Mayagüez Board of Realtors (11/2006)
Environmental Documents: Process, Presentation,
Evaluation and Transmittal
College of Engineers and Surveyors of P.R. (11/2006)
Basic Validation Concepts and Documentation
College of Engineers and Surveyors of P.R. (11/2005)
Working with the New Digital FEMA Maps
College of Engineers and Surveyors of P.R. (8/2005)
Understanding the Design & Implementation of Automatic Control
Systems, College of Engineers and Surveyors of P.R. (12/04)
NAR Ethics Seminar, (11/2004)
Mayagüez Board of Realtors
FHA Appraiser/Underwriter Training (7 HRS)
U.S. Dept. of HUD, (5/04), San Juan, P.R.
Real Estate Broker Course, (2003)
Mayagüez Board of Realtors
Project Inspection Course
College of Engineers and Surveyors of P.R. (12/02)
Project Management Using CPM
College of Engineers and Surveyors of P.R. (12/02)
Construction Management Course
College of Engineers and Surveyors of P.R. (11/02)
FHA Appraiser Training (7 HRS)
U.S. Dept. of HUD, (4/02), San Juan, P.R.
First Real Estate Market Symposium, (7HRS)
Appraisal Institute, San Juan, P.R. (3/02)
Home Inspection Course
College of Engineers and Surveyors of P.R. (5/01)
FHA-Update Seminar, Mortgage Bankers Association, (2001)
Legal Aspects in the Valuation of Properties with Easements
PR Institute of Appraisers (1996)
Accounting Principles CONT-3006
University of PR, Mayagüez Campus (Spring 1992)
Statistical Analysis ESTA-102
Interamerican University of PR, Aguadilla Campus (Spring 1992)
Accounting Principles CONT-3005
University of PR, Mayagüez Campus (Fall 1991)
Statistical Analysis ESTA-101
Interamerican University of PR, Aguadilla Campus (Fall 1991)
Traditional and Creative Financing,
Institute of Realtors of P.R. (1991)
Real Estate Broker Course, (1991)
Arecibo Board of Realtors
Tax Planning for Corporations and Individuals, (1991)
Instituto de Aprendizaje e Investigaciones Jurídicas, PR
PROFESSIONAL AFFILIATIONS
Appraisal Institute, AI
Project Management Institute
National Association of Realtors, NAR
Puerto Rico Association of Realtors, PRAR
Mayagüez Board of Realtors
National Association of Hispanic Real Estate Professionals
NEEB Institute, Wichita, Kansas
Society of Business Analysts, SBA
FIABCI, International Real Estate Federation
College of Engineers and Surveyors of P.R., CIAPR
Institute of Electrical & Electronics Engineers, IEEE
Certified Commercial Investment Institute, CCIM
National Society of Professional Engineers, NSPE
National Association of Master Appraisers, NAMA
National Association of Real Estate Appraisers, NAREA
Tau Beta Pi, Engineering Honor Society
Project Management Institute
National Association of Realtors, NAR
Puerto Rico Association of Realtors, PRAR
Mayagüez Board of Realtors
National Association of Hispanic Real Estate Professionals
NEEB Institute, Wichita, Kansas
Society of Business Analysts, SBA
FIABCI, International Real Estate Federation
College of Engineers and Surveyors of P.R., CIAPR
Institute of Electrical & Electronics Engineers, IEEE
Certified Commercial Investment Institute, CCIM
National Society of Professional Engineers, NSPE
National Association of Master Appraisers, NAMA
National Association of Real Estate Appraisers, NAREA
Tau Beta Pi, Engineering Honor Society
OFFICES HELD
2005
Treasurer/Founder Member of the PR CCIM Chapter
1995
Director, CIAPR - Aguadilla Chapter
Treasurer/Founder Member of the PR CCIM Chapter
1995
Director, CIAPR - Aguadilla Chapter
PROFESSIONAL EXPERIENCE AS APPRAISER
Dec 1991 to Present
Independent Fee Appraiser
2003-2004
Lecturer at the Mayagüez Board of Realtors
May 2001 - May 2002
Orisyn Research Inc./ C/O U.S. HUD
FHA/FNMA Review Appraiser
Independent Fee Appraiser
2003-2004
Lecturer at the Mayagüez Board of Realtors
May 2001 - May 2002
Orisyn Research Inc./ C/O U.S. HUD
FHA/FNMA Review Appraiser
PROFESSIONAL EXPERIENCE AS ENGINEER
Dec 1992 to Present
Professional Engineer: Preparing Construction Plans for
Residential and Commercial Buildings. Certifications, Inspection of
Existing/Under Construction Structures. Use/Construction Permits
Jan 1986 to Dec 1992
Hewlett-Packard Co. Aguadilla, PR
Manufacturing Development Engineer
Test Development Engineer
Product Engineer
Jan 1984 to Jan 1986
Texas Instruments, Inc., Dallas, TX
Design Engineer
June 1983 to Dec 1983
University of P.R. Mayagüez Campus
Mayagüez, PR
Electrical Engineering Department Instructor
1981
NASA, Lyndon B. Johnson Space Center
Houston, TX
Engineering Trainee
Professional Engineer: Preparing Construction Plans for
Residential and Commercial Buildings. Certifications, Inspection of
Existing/Under Construction Structures. Use/Construction Permits
Jan 1986 to Dec 1992
Hewlett-Packard Co. Aguadilla, PR
Manufacturing Development Engineer
Test Development Engineer
Product Engineer
Jan 1984 to Jan 1986
Texas Instruments, Inc., Dallas, TX
Design Engineer
June 1983 to Dec 1983
University of P.R. Mayagüez Campus
Mayagüez, PR
Electrical Engineering Department Instructor
1981
NASA, Lyndon B. Johnson Space Center
Houston, TX
Engineering Trainee
CURRENT & PAST CLIENTS
Banco Popular de P.R., Commercial Banking
Popular Mortgage Corp.
Banco Popular, Consumer Banking
Popular Finance Corp.
Banco Bilbao Vizcaya Argentaria
Banco Santander
Santander Mortgage
Eurobank de PR
Doral Mortgage Corp.
Westernbank Puerto Rico
Acrecent Financial Corp.
AAA Concordia Mortgage
Banco de Desarrollo Económico de P.R.
Panamerican Financial Corp.
Beneficial Mortgage
First Mortgage Capital Inc.
First Equity Mortgage Bankers Inc.
Northstar Mortgage Bank
New York Mortgage Bankers
Master Mortgage Corp.
Levitt Mortgage Corp.
Quick Money Mortgage Brokers
Doral Bank
Citibank, N.A.
Island Mortgage Corp.
Farm Credit of P.R.
First Mortgage
First Bank
Banco de la Vivienda
Southern Mortgage Corp.
SANA Investment Corp.
Continental Mortgage Corp.
Great Atlantic Mortgage Corp.
Custom Mortgage Corp.
RG Mortgage Corp.
Mortgage Plus Bankers
Oriental Bank & Trust
Small Business Administration
Preferred Mortgage
Metro Island Mortgage Bankers
Coop. Savings & Loans of Lajas
Coop. Savings & Loans of Añasco
Coop. Savings & Loans of Aguadilla
Coop. Savings & Loans of Aguada
Municipality of Aguadilla
Aguadilla Community Development Office
Aguadilla & Mayagüez District Courts
LSI Relocation Solutions
Weichert Relocation Services
Coldwell Bankers Relocation Services
Bankruptcy Court, District of P.R.
Lawyers, Contractors (Several)
Private Clients (Several)
Popular Mortgage Corp.
Banco Popular, Consumer Banking
Popular Finance Corp.
Banco Bilbao Vizcaya Argentaria
Banco Santander
Santander Mortgage
Eurobank de PR
Doral Mortgage Corp.
Westernbank Puerto Rico
Acrecent Financial Corp.
AAA Concordia Mortgage
Banco de Desarrollo Económico de P.R.
Panamerican Financial Corp.
Beneficial Mortgage
First Mortgage Capital Inc.
First Equity Mortgage Bankers Inc.
Northstar Mortgage Bank
New York Mortgage Bankers
Master Mortgage Corp.
Levitt Mortgage Corp.
Quick Money Mortgage Brokers
Doral Bank
Citibank, N.A.
Island Mortgage Corp.
Farm Credit of P.R.
First Mortgage
First Bank
Banco de la Vivienda
Southern Mortgage Corp.
SANA Investment Corp.
Continental Mortgage Corp.
Great Atlantic Mortgage Corp.
Custom Mortgage Corp.
RG Mortgage Corp.
Mortgage Plus Bankers
Oriental Bank & Trust
Small Business Administration
Preferred Mortgage
Metro Island Mortgage Bankers
Coop. Savings & Loans of Lajas
Coop. Savings & Loans of Añasco
Coop. Savings & Loans of Aguadilla
Coop. Savings & Loans of Aguada
Municipality of Aguadilla
Aguadilla Community Development Office
Aguadilla & Mayagüez District Courts
LSI Relocation Solutions
Weichert Relocation Services
Coldwell Bankers Relocation Services
Bankruptcy Court, District of P.R.
Lawyers, Contractors (Several)
Private Clients (Several)
TYPE OF APPRAISALS PERFORMED:
Existing and Proposed Single-family Residential Properties
Existing and Proposed Multi-family Residential Properties
Machinery & Equipment
Asphalt Paving Machinery & Equipments
Transport Trucks
Concrete Batch Plants
Automobiles, SUV's, Vans
Ambulances
Agricultural Equipment
Medical Labs
Hospitals
Office Equipment
Warehouses
Office Buildings
Offices, etc.
Commercial Properties
Elderly Homes
Industrial Properties
Manufacturing Plants
PRIDCO Properties
Land Subdivisions
Land/Ground Lease
Residential Subdivisions
Shopping Centers, (Strip, Neighborhood, etc.)
Existing and Proposed Condominiums
Dairy Farms
Agricultural Properties
Funeral Homes
Restaurants/Cafeterias
Restaurant Equipment
Gas/Service Stations
Convenience Stores, Supermarkets
Rental Apartments
Automobile Dealerships
Churches, Temples
Private Schools/Nurseries
Hotels, Motels, Inns
Guests Houses, Bed & Breakfasts
Self Storage Warehouses
Memorial Parks/Cemeteries
Vacant Land, Lots
Existing and Proposed Multi-family Residential Properties
Machinery & Equipment
Asphalt Paving Machinery & Equipments
Transport Trucks
Concrete Batch Plants
Automobiles, SUV's, Vans
Ambulances
Agricultural Equipment
Medical Labs
Hospitals
Office Equipment
Warehouses
Office Buildings
Offices, etc.
Commercial Properties
Elderly Homes
Industrial Properties
Manufacturing Plants
PRIDCO Properties
Land Subdivisions
Land/Ground Lease
Residential Subdivisions
Shopping Centers, (Strip, Neighborhood, etc.)
Existing and Proposed Condominiums
Dairy Farms
Agricultural Properties
Funeral Homes
Restaurants/Cafeterias
Restaurant Equipment
Gas/Service Stations
Convenience Stores, Supermarkets
Rental Apartments
Automobile Dealerships
Churches, Temples
Private Schools/Nurseries
Hotels, Motels, Inns
Guests Houses, Bed & Breakfasts
Self Storage Warehouses
Memorial Parks/Cemeteries
Vacant Land, Lots